Equifax Credit Report - Free Annual Credit Report

Equifax is a credit reporting agencies where insurers and lenders can get the information about the credit history of their customers. Of late, like two other main agencies, Equifax is also providing credit report services directly to consumers. Want to avail an Equifax credit report? Free Credit Reports Online can arrange you such a report within a least period of time.

An Equifax credit report can be divided in five parts. These are as follows;

» The first part of such reports is about individuals’ personal information. It includes the data like, consumers’ name, marital status, present and previous address, date of birth, employment history, social security number etc.

» The second part is about inquiries. This portion reveals who have requested for your credit report within last two years. Usually, two types of inquiries are available in an Equifax credit report; hard and soft.

» The third portion shows individuals’ credit history. Here, one can get the detail of his/her credit card debts including payment record, history of late payments, bankruptcy, liens etc.

» An Equifax credit report also shows public recording.

» And at last, an Equifax credit report reveals credit score. Usually, a credit score is the estimation of individuals’ fiscal credit value. Mainly, the score varies in between 300-850. If anyone’s score is 580 or below that, then it is considered as a poor credit score.

A credit report can be advantageous truly. Such a report protects individuals from identity theft and fraud application. Getting a credit report is the first step of improving credit. So, get the copy of your Equifax credit report with Free Credit Reports Online. Just submit our online application form and we will arrange such a report within a least period of time.